Export Access Report to text file difficulty

I am trying to export a report from Access 2k to a fixed width text file with several problems. This is for an interface with a bank on-line reconciliation program and I need to have a fixed header, details for account #1, footer for account #1 (containing a count of transactions for that acct and total sum of transactions for that acct), then detail for account #2, then footer for acct #2, etc.

I previously attempted to put just an unbound text box on the report in the detail section then export just the detail to text file. But when I checked the text file, it has 3 records then a blank line. Any ideas what is causing this?

Second question, does a text box that is not visible on a report have that data transferred to the text file. (I was thinking I could have a hidden field with check number and transaction amount so that I could summarize on those fields.) If someone else has some ideas - I'm getting desperate and frustrated. I'm supposed to start the actual testing with Wells Fargo on Monday.

Thanks!
Nadine